Thinking about retirement

Five years, ten years, two years away from reaching your retirement age? The more time you allow to plan for your retirement the better, as there some big decisions to consider. We’re here to help you as you create your own retirement plan to ensure you make the most of your pension.

You can click on the below options to model and contact the team to begin your journey.

State Pension service

The State Pension rules have changed for people who reach their State Pension age on or after April 2016. This applies to:

• men born on or after 6 April 1951
• women born on or after 6 April 1953

The www.gov.uk website provides you with information and tools to calculate your State Pension age and to receive an estimate of the State Pension you’ll get when you reach your State Pension age.

• To check your State Pension age please click here.
• To obtain an estimate of the State Pension you’ll get when you reach State Pension age please click here.

If you want advice

If you are considering making any changes to your pension at any time, you may want to consider taking independent financial advice.

If you do not already use a financial adviser, www.unbiased.co.uk can give you details of an independent financial adviser in your area. Type your postcode into the search engine on the website. Money Helper is an independent organisation set up by the Government and funded by the financial services industry. It offers a free service to help everyone manage their money better. Its website has unbiased money advice, information and tools to help you work out what’s right for you. Visit the website at www.moneyhelper.org.uk or call the helpline on 0800 011 3797 (calls are free).