Back to news 10 January 2023

Normal Minimum Pension Age (NMPA) to change

The Normal Minimum Pension Age (NMPA) is rising from age 55 to age 57 with effect from 6 April 2028. This is the minimum age, as set out by legislation, at which someone can start taking benefits from a workplace or personal pension scheme without incurring an unauthorised payments tax charge. It does not apply to those retiring on grounds of ill-health.


The change to the NMPA is being introduced by new legislation because the Government wants the NMPA to track the State Pension age (which will reach age 67 by 2028). This increase to NMPA is anticipated to impact members of RPF by increasing the earliest age at which a member can draw their benefits to 57, other than in cases of ill-health, from 6 April 2028.


More information on this change will be shared as it approaches, but if you think this will impact your retirement plans, please contact the scheme Administrator or seek independent financial advice.